DR STEVE KOC
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Client Agreement/Terms of Use
Before purchasing a spiritual coaching please make sure you understand the terms of use. Your registration and/or purchase acts as your contractual agreement with the following:

1. All registrations are final. There are no refunds, partial refunds, credits, exchanges or payment cancellations for payments made in full or via installment plan via Paypal, Stripe, credit card, check or any other payment method, for any reason whatsoever. This includes missed or cancelled appointments or classes, or for any other reason. 

2. My work is spiritual and intuitive. It is NOT a substitute for medical, legal, financial or other specific professional advice. If you need this kind of assistance, please contact the appropriate professional.

3. Please schedule mindfully; slots are limited and fill quickly. If you must reschedule a Reading or Coaching, contact me at least 72 hours prior to your appointment, and you will be booked for the next possible slot. Please note: the wait to reschedule may be several weeks.
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For over 45 years, Dr. Steve Koc has worked as a doctor of chiropractic, yoga and meditation instructor, businessman, community organizer and minister. His worldly and spiritual adventures have given him a unique perspective into the human experience. 
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